How To Survive As A Freelance Worker

Whether your write, take photos, or do artwork on commission, being a freelancer can be both stressful and rewarding. It really takes a certain kind of person to be successful in this type of work. For one thing, you have to look at it as a career.

How To Survive As A Freelance Worker

You have to put a lot of time into your work, finding work, and honing your craft. You can’t just walk into a store, punch a clock, and start folding t-shirts. Here are some tips for making it in the world of freelance.

Get A Loan In A Pinch

When you need a little extra money don’t be afraid to try to get a loan. When you’re paid by 1099 and don’t always have a pay stub it can sometimes be harder to get loans, but it is possible. You simply need to look to lenders that cater more to the freelance crowd.

If you’ve had the same bank for a few years, it’s pretty likely your own bank or credit union will be willing to loan you at least a small amount of money. Otherwise, payday advance places are always a last minute option.

Boost Your Credit

If you can afford to at least make the minimum payments, you might want to think about getting a credit card or two. This can help you out in many ways, from giving you some extra money when you need it to helping you get a better credit rating.

Always Be Looking For New Gigs

Never stop looking for the next paycheck. The world of freelance can be a fickle place and you never know when you might be out of a contract. Even if you have a gig that seems like the most comfortable thing in the world, it could be gone tomorrow and you need to be prepared.

Keep your resume and your portfolio (online and off) up-to-date and don’t lose the links to the sites you gig hunt on. Most people that work freelance have more than one gig at a time, so if you have the time don’t be afraid to deal with more than one client.

Have More Than One Talent

Another important thing in order to ensure you always have a paycheck coming in is to be multi-talented. If you’re a writer and that’s all you do then the only work you’ll have is writing. What happens when you can’t find work as a writer?

Consider taking up photography, or learn web design, or even start working on being a social media guru. Some of these jobs can also work really well together and help you find even better-paying gigs in the future.

Open A Savings Account

You should also have a savings account. It’s great in case of emergencies, and as a freelancer, it is the one thing that might save you when tax time comes around. Put money in out of every paycheck and leave it alone until an emergency happens or April 15 rolls around.